Decision Scientist

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary: What you need to know about the role Decision Scientists at PayPal are highly motivated, analytical problem solvers who play a critical role in protecting our platform from fraud while improving the experience for hundreds of millions of users around the world. They use data-driven insights to design and implement strategies that enhance security, support regulatory compliance, and deliver seamless user experiences. Meet our team Our Decision Scientists work in fast-paced, complex big data environments. They solve high-impact challenges across various domains, from authentication and identity verification to safeguarding consumer wallets and onboarding. The role requires balancing attention to detail with a big-picture perspective to develop scalable solutions that protect our users and drive business performance. You’ll collaborate closely with cross-functional partners—including product managers, engineers, data scientists, legal experts, and security teams—to bring analytical insights to life. Your work will shape the security, trust, and overall experience of millions of customers worldwide.

Job Description:

Your way to impact

Decision scientists deeply understand PayPal’s business objectives, as their impact on PayPal’s top and bottom lines is immense. As a decision scientist, you will analyse key performance indicators and track financial and operational metrics with the aim of adapting PayPal’s advanced proprietary fraud prevention and experience mechanisms and enabling growth.

Your day to day

In your role as a Decision Scientist, you will:

Develop and own data-driven risk decision strategies to support PayPal’s global financial business goals

Plan and execute long-term projects from start to finish

Drive end-to-end processes with partners across many organizations

Work with product and platform teams to develop cutting edge, scalable and safe products, to enhance the experience for our global customers

Utilize bottom-up, story based, innovative techniques to apply analytical know how onto PayPal’s risk strategies

Measure performance against KPIs and goals

Maintain ongoing communication with stakeholders and peers across the company and share updates with senior leaders in a clear manner

What do you need to bring-

Bachelor’s Degree or above in one of the following: economics, finance, engineering, exact sciences, etc. (MBA – an advantage)

3+ years of work experience in relevant positions (e.g. Decision scientist, data analyst, statistician, data scientist, FP&A, product/process manager, risk management, army intelligence units)

Proven analytical skills

Technical orientation; Experience in SQL / R / Python / other programming language – a must

Excellent English verbal and written communication skills

Quick-thinker, fast learner, wide general knowledge, problem solver

**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.