Senior Car Insurance Pricing Expert

Tel Aviv, Israel | Insurance | Full-time
Not your everyday company

Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.

Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.

We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

Awarded ‘best workplace’
Best Workplace and Best-Led Company by Inc. Magazine
“World Changing” by Fast Company
Recognized as a World Changing Idea by Fast Company Magazine
Ranked #1 Home insurance in America
Won best renters and homeowners insurance in America by US News, and others
Best Pet Insurance in America
Rated “Best Overall Pet Insurance” by Better Homes & Gardens
Rated 4.9 on the App Store
Among the highest rated apps of all time
What you’re applying for

We're looking for a Senior Car Insurance Pricing Expert to help shape how Lemonade prices risk across our global business, from our Tel Aviv office.

This isn't a traditional actuarial role. You'll sit at the intersection of Insurance, Data Science, Product, Engineering, and Business Strategy on our Insurance team, owning hard pricing and risk-management problems end to end. That means finding opportunities, designing better approaches, building scalable tools with technical teams, and turning insights into decisions that move growth, profitability, and risk selection forward.

You might be a trained actuary, a pricing leader, a decision scientist, or a technically strong insurance operator who's built serious pricing capabilities. Formal credentials are a plus, but they're not the point. The point is whether you can use data, insurance intuition, statistical rigor, and AI-enabled tools to solve complex pricing problems better and faster than the industry standard.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

Own and evolve core components of Lemonade's Car pricing strategy, bringing analytical rigor and product-minded creativity to how we price risk

Identify high-leverage opportunities across rating, underwriting, segmentation, risk selection, growth, profitability, and portfolio management

Build, evaluate, and improve Car pricing and risk models using actuarial methods, machine learning, AI-enabled workflows, and strong business judgment

Partner with Data Science, Product, Engineering, Finance, and Growth to turn pricing ideas into scalable capabilities

Translate complex pricing problems into clear product and platform requirements, helping teams build internal tools that make better decisions faster

Define and track key metrics - loss ratio, rate adequacy, conversion, retention, segmentation lift, and model performance - to keep decisions grounded in real impact

Make complex actuarial and pricing concepts clear and actionable for technical and non-technical audiences alike, and help build pricing acumen across the Tel Aviv team

What you'll need

8+ years of experience in Car insurance pricing, actuarial science, decision science, risk analytics, or a closely related field

A proven track record solving complex pricing, underwriting, segmentation, or risk-management problems with measurable business impact

Strong analytical instincts - knowing how to find signal in data, make decisions under uncertainty, and separate elegant analysis from useful analysis

Hands-on fluency with modern analytical tools, agentic AI capabilities, and code - including experience using generative AI, coding agents, or advanced automation to materially improve analytical workflows

Solid understanding of Car insurance pricing fundamentals, including rating plans, loss costs, rate adequacy, segmentation, model validation, telematics and financial performance.

Familiarity with predictive modeling methods such as GLMs, gradient boosting, random forests, clustering, and feature engineering

Experience building or modernizing pricing platforms, rating engines, underwriting tools, or internal decision-support software

Product-minded problem solving: the ability to turn a messy workflow, technical constraint, or business problem into a clear, prioritized path forward - with a track record of partnering with Product and Engineering teams to ship production-grade tools

Strong communication skills - you can explain pricing decisions, tradeoffs, and model outputs clearly to executives, engineers, product teams, and regulators

Comfort operating in a fast-moving environment where ownership matters, ambiguity is normal, and AI is part of how work gets done

Experience leading pricing work across multiple geographies, products, or regulatory environments is a strong plus

Formal actuarial credentials, such as Fellow or Associate of a recognized actuarial society, are a plus

Bachelor's degree in Actuarial Science, Mathematics, Statistics, Computer Science, Economics, Engineering, or a related quantitative field

Ready to work in an office environment most days of the week

Things to know…

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.