[CN HƯNG YÊN-ECOPARK] – CHUYÊN VIÊN QUAN HỆ KHÁCH HÀNG CÁ NHÂN – RETAIL RELATIONSHIP MANAGER

Work Location Northern regionJob Level Experienced (Non - Manager)Job Type PermanentQualification BachelorExperiences 1 YearsSalary NegotiableIndustry Credit , Loan, Retail / Wholesale, Sales / Business DevelopmentDeadline to Apply 23/12/2024Job BenefitInsuranceAllowancesIncentive bonusHealth checkupTraining & DevelopmentSalary reviewAnnual LeaveJob DescriptionManage sales activities targeting Home Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your teamExplore, build up and maintain network relationship with target customers.Maintain relationship with assigned existing customersSet up sales plan to originate new loan deal and implement the plan effectivelyPrepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decisionIdentify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...)Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.Managing documents, information, and financial transactions in an organized, efficient, and secure mannerMeet and exceed bank service standards while complying with bank bank’s credit policies and standards, local laws and regulations regarding approval, reporting and documentationWork with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as neededJob RequirementBachelor’s degree in business, finance, or a related fieldProven working experience in selling home loan product.Ability to make credit assessment, financial analysisSolid understanding of lending products and practicesComprehensive understanding of lending regulationsExcellent negotiation, communication, customer-service, and time-management skillsHighly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamworkHigh self-motivated and committedAbility to pass a background check