Applied Data Scientist, Fintech Initiatives

We're looking for an Applied Data Scientist to own the data science strategy behind this initiative.
This is a high-ownership, senior role sitting at the intersection of product, data science, and capital markets. You'll build statistical and ML models end to end - from conception through production - and turn complex financial-product questions into reliable, customer-facing decisioning systems. You'll work across Product, Engineering, Finance, Operations, Legal, and external capital partners to define how evaluates financial-product opportunities, manages risk, measures performance, and scales responsibly.
The right person brings strong modeling depth, sharp product judgment, and the business context to work in ambiguity. Fintech, lending, credit, or risk experience is strongly preferred - but we're also open to senior data scientists from adjacent domains who've built high-stakes models in complex, data-rich environments.
What Youll Do:
Own the end-to-end data science strategy for financial products - from roadmap and model development to production deployment and governance.
Build models and decisioning frameworks across the full lending lifecycle: merchant eligibility, underwriting, risk assessment, repayment behavior, and growth forecasting.
Translate ecommerce, revenue, marketing, and operational data into actionable signals that power financial-product decisions and partner evaluations.
Partner with Product, Engineering, Finance, Legal, and Operations to turn analytical work into scalable data products, APIs, internal tools, and explainable recommendations that hold up in commercial and regulatory contexts.
Design measurement frameworks that span funnel performance, repayment outcomes, customer adoption, partner performance, and long-term unit economics.
Establish model validation, monitoring, and governance practices appropriate for high-stakes financial decisioning.
Define the long-term fintech data science roadmap - what to build internally, what to partner on, and where modeling can create durable competitive advantages.