Credit Analyst

We are looking for a dynamic, detail-oriented, and customer-oriented credit analyst to join our growing Risk team. You will play a key role in the day-to-day operations of our trade credit portfolio - handling buyer underwriting, monitoring, and operational credit decisions while serving as a point of contact for our SMB customers. The ideal candidate is analytical, organized, comfortable with data, and excited to grow within a fast-paced, data-driven fintech environment, in a role that sits at the intersection of credit risk and financial technology.

Responsibilities
Utilize underwriting expertise to assess risk and evaluate SMB buyer applications for credit, using financial documents, bank statements, credit bureau reports, alternative data sources, and internally developed AI tools
Support the creditworthiness evaluation of potential clients, merchants, and partners through comprehensive financial analysis and risk profiling
Monitor and manage the existing credit portfolio, identifying potential risks and proposing strategies to mitigate them
Handle incoming credit-related support tickets and manage direct interactions with buyers, providing professional and timely responses
Support ad-hoc analytical tasks, monthly reporting, and contribute to ongoing improvements in credit processes and risk tooling