We are looking for a Senior Backend Engineer to join our growing FinTech team at M-KOPA. Build sophisticated event-driven microservices that unlock financial inclusion across Africa.

The Impact - Your code will directly power technology solutions for millions of people across Africa who've been excluded from traditional financial services. We've already helped over 5 million customers access over $1.5 billion in credit. It's your chance to be part of something that's literally transforming lives across an entire continent

The Opportunity

Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations

Global recognition: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025)

Scale challenges: Build backend systems serving millions across multiple African markets

Environmental impact: We're carbon-negative, having displaced over 2 million tonnes of emissions

What You'll Do

At M-KOPA, you'll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge .NET development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment

Modern C# Stack: We use predominantly C# written against the latest .NET stack

Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes

Event-Driven Architecture: We are constantly iterating towards a completely decoupled, event-driven architecture

Mixed Environment: We have both legacy services and greenfield microservices

Our Engineering Approach As an engineer, you will work as a collaborator. More senior members will coach and contribute, placing an emphasis on:

High quality output

Observability and monitoring

Automated testing in all environments, including production

Infrastructure as code and DevOps practices

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience:

Strong grasp of C# .NET development

Experience with Event-Driven Systems

Microservices architecture experience

Testing and deployment expertise

DevOps culture mindset

Location & Benefits

Fully remote role within UTC -1 to UTC +3 time zones

Work with diverse teams across UK, Europe, and Africa

Professional development programs and coaching partnerships

Family-friendly policies and flexible working arrangements

Well-being support and career growth opportunities

Our Mission We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact Our technology has created measurable change:

Connected : 1.7 million first-time mobile internet users connected

Prosperous : 62% of customers use M-KOPA smartphones for income generation, with 30,000+ livelihoods created for agents

Green : 2.1 million tonnes of CO2 avoided through clean energy products, with over 100,000 circular economy products provided

Ready to build C# .NET solutions that create real-world financial inclusion while advancing your career in modern backend engineering?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritise well-being, and embrace flexibility.

Apply now to join our mission of transforming lives across Africa through technology.

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Important Notice

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.