Compliance & Transaction Risk Manager

Wittix is scaling its payment processing operations, and we're looking for someone who can own both sides of the risk picture, compliance, and transaction risk under one roof.

On the compliance side: periodic KYC reviews, risk-rated due diligence, AML transaction monitoring, and SAR filing. On the risk side: chargeback management, returned payment controls, scheme threshold monitoring, and merchant risk oversight.

This isn't a checkbox compliance role. We want someone who's been inside a PSP or acquirer, knows how processing risk actually works, and is ready to build and run a serious program from the ground up.

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Compliance & Transaction Risk Manager

Wittix | Tel Aviv (hybrid) or Remote | Full-time

About Wittix

Wittix is a payments infrastructure company scaling its processing operations. As we grow our merchant portfolio and transaction volumes, we need a senior compliance and risk professional to own both the regulatory program and the day-to-day transaction risk function.

The role

You will build and run the compliance and transaction risk operation end to end. This is a hands-on position you're in the data, managing cases, working directly with merchants, and making the calls that protect the business.

Compliance & AML

• Manage periodic KYC/CDD reviews across the merchant portfolio with risk-rated cadence (low / medium / high)

• Apply Enhanced Due Diligence for high-risk clients, PEPs, and sanctioned-jurisdiction exposure

• Operate the AML transaction monitoring program rule tuning, alert triage, investigation, and SAR/STR filing

• Maintain the AML/CTF policy suite and support audits and regulatory reviews

Transaction risk

• Own the full chargeback lifecycle, representment, reason code management, pre-arbitration, and scheme threshold monitoring (Visa VDMP, Mastercard ECM)

• Monitor and manage returned payments across transaction types — R-code tracking, return rate thresholds, and merchant remediation

• Track portfolio risk signals: decline rates, refund patterns, fraud-to-sales ratios, and velocity anomalies

• Manage rolling reserves and processing restrictions for elevated-risk merchants

• Produce regular risk MI across chargeback ratios, return rates, and dispute volumes

What we're looking for

• 5+ years in payments compliance, transaction risk, or acquiring PSP, acquirer, or fintech background

• Hands-on experience across KYC reviews, AML monitoring, chargebacks, and returned payments

• Strong knowledge of Visa and Mastercard dispute frameworks and scheme monitoring programs

• Comfortable owning the tools, pulling your own data, and operating independently

• Clear communicator able to write policy, file SARs, and brief senior stakeholders