Software Team Lead

Sunbit builds financial technology for real life. Our technology eases the stress of paying for life’s expenses by giving people more options on how and when they pay. Founded in 2016, Sunbit offers a next-generation, no-fee credit card that can be managed through a powerful mobile app, as well as a point-of-sale payment option available at more than 25,000 service locations, including auto dealership service centers, optical practices, dental offices, veterinary clinics, and specialty healthcare services. Sunbit was included on the 2022 Inc. 5000 list. The financial technology company has also been named Sunbit as a Most Loved Workplace®, Best Point of Sale Company, and a Top Fintech Startup by CB Insights.

We use cutting-edge innovations in financial technology to bring leading data and features that allow individuals to be qualified instantly, making purchases at the point-of-sale fast, fair, and easy for consumers from all walks of life. We create value focused on our core values; we work tirelessly to ensure that Sunbit becomes available to everyone, everywhere.

We invite you to #UnleashyourCuriosity and join our ever-growing R&D organization.

What You’ll Do:

As the Team Lead of the Account Management squad, you will guide a multidisciplinary team of backend and data engineers responsible for some of Sunbit’s most critical financial operations. Your mission is to build and scale the systems that keep our loan and card processes accurate, transparent, and resilient — while fostering a culture of collaboration, ownership, and technical excellence within the squad.

In this role, you’ll not only manage talented engineers but also work closely with finance, risk, product, and compliance stakeholders to ensure our technology delivers real business impact. Your team’s scope includes payment allocation, disbursement management, and the delivery of loan and card performance data products that support both internal decision-making and external reporting across regulators, partners, and investors.

Key Responsibilities

• Lead, mentor, and inspire a high-performing squad of backend and data engineers.
• Own and evolve Sunbit’s loan account management systems and data products.
• Ensure accuracy and automation in payment allocation and manage disbursement flows.
• Deliver high-quality Loan Performance and Card Performance data products used across internal operations, executive dashboards, and external reporting.
• Build scalable, reliable systems that support high transaction volumes with full financial integrity.
• Partner with finance, risk, product, and compliance to align technology with business goals.

Requirement

• B.Sc. in Computer Science, Software Engineering, or a related field (or equivalent experience).
• 10+ years of experience in software development, with a focus on software system architecture.
• 4+ years of experience leading engineering teams and managing end-to-end project lifecycles.
• Strong background in building large-scale, high-performance financial or transactional systems.
• Experience with data pipelines, big data infrastructure, microservices architecture, and message bus.
• Hands-on experience with Java and Python, and modern cloud technologies.
• Ability to collaborate and communicate effectively across engineering, finance, risk, and product stakeholders.
• Adaptability to thrive in a fast-paced, dynamic environment.
• Solution-oriented mindset with a proactive approach to problem-solving.
• Proficiency in written and spoken English.

Advantages

• Working knowledge of Kotlin.
• Prior experience in fintech or payment systems.
• Familiarity with loan and card performance data products and internal/external reporting use cases.

Why Join Us

Join Sunbit at the core of our financial operations, leading the squad that ensures loan and card performance data products, disbursement management, and payment allocation systems are accurate, resilient, and scalable. Your leadership will shape both the technology and the people who build it, powering Sunbit’s growth and setting the standard for modern financial operations.

Recruitment Fraud Disclaimer

We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at [email protected] to confirm.