Credit Risk Lead

A universe of opportunities. Open to you. 

Payoneer’s mission is to empower anyone, anywhere to participate and succeed in the global economy. If our mission connects with your values, if you revel in solving complex challenges, and if you want to continuously advance your career, come realize your potential at Payoneer!  

Life at Payoneer is a global community, where you’ll work with colleagues all over the world, in a hybrid or remote work-frame. As an equal-opportunity employer, the only things that matter to us are your skills, your drive, and your desire to have a positive impact on others

What you’ll be spending your time on: 

• Routinely monitor the portfolio by analyzing performance and risk trends, identifying and assessing potential risks that could impact the portfolio.
• Provide insights and recommendations to improve the underwriting process, addressing gaps and anomalies within the credit risk procedures.
• Conduct detailed analyses and deliver data-driven insights related to credit risk.
• Perform research and analysis to adjust the portfolio based on risk and business needs, ensuring optimized originations while maintaining portfolio quality and resilience.
• Enhance portfolio credit risk visibility by creating additional reports and dashboards to highlight current and potential risks.
• Review merchant credibility and repayment ability, providing credit risk recommendations
• Collaborate with various teams and departments to enhance credit risk-related tools and processes, improving data visibility and monitoring mechanisms.
• Strong collaboration with internal teams across the globe.
  
  

• 3-4 years of experience in a similar role within the online Risk space (credit risk, fraud, AML).
• B.A. in Economics, Mathematics, Statistics, or a related quantitative discipline.
• At least 3 years of experience with data research.
• Proven advanced SQL skills.
• Strong command of Excel and other MS Office Suite tools.
• Excellent analytical and data-driven skills.
• Highly motivated with a can-do approach, pays attention to small details, and yet sees the big picture.
• Ability to work independently with a strong drive for results.
• Sharp communication skills, both written and verbal.
• Excellent written and spoken English.
  
  

• Experience in monitoring & reviewing risk related to SMBs lending