Credit Solutions Associate I

The opportunity: Credit Solution Associate I

Being part of HSBC in Israel, you’ll help evolve and grow our business.

HSBC Innovation Banking provides debt and banking solutions to early stage, high growth, and public companies in the Innovation sector. Our differentiator is a global footprint as well as a well-rounded banking platform, including investment and corporate banking solutions. We are looking for someone who is passionate and have a keen curiosity about the tech sector and innovation ecosystem. You will be a critical member of a lean team and primarily focus on due diligence, deal structuring, and portfolio management as well as working with internal partners regarding the Innovation Banking division’s debt portfolio.
About Us
HSBC is one of the largest banking and financial services organizations in the world, with operations in 70+ countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper. HSBC innovation is a division of HSBC, focusing on innovative companies in the tech and life science sectors in various stages.
In this role you will:

Help structure venture debt facilities and credit lines that encourage balanced growth and protect against downside risk
Perform key underwriting functions including KPI analysis, driven/market analysis, and financial modeling including forecasting and scenario analyses

Ensure accurate internal documentation of debt facilities, financial reporting and internal risk ratings
Build and maintain a portfolio management framework that ensures timely and concise reviews of financial performance to senior credit approvers
Review information and communicate on clients' performance internally
Support the end-to-end operational delivery of the credit process, including systems, workflows, controls, and continuous process improvement to ensure efficient, compliant execution.
Develop a firm understanding of HSBC’s banking products and markets

At HSBC Innovation Banking we believe in hiring by potential and provide on-the-job training and development, so even if you don’t meet all of the requirements above, we would still love to hear from you if you find the position interesting and think you can contribute and evolve.
You should apply if you have:

Employment eligibility to work with HSBC in the Israel is required as the company will not pursue visa sponsorship for these positions.
An undergraduate degree from a top university in relevant fields

Ability to analyze business models, financial statements, competitive landscapes, and KPI’s
Constantly curious and has a keen curiosity about tech trends/news as well as a firm understanding of the startup and VC ecosystem
Willingness to wear multiple hats and collaborate with clients and internal partners
Proficiency in Excel
Excellent skills in English and Hebrew – verbally and in writing

Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right for you.

What you’ll get in return:

Not only is HSBC a great place to work, but we also offer the following unique and exciting opportunities and benefits:

We’ll help you progress your career, including access to development programmes, mentoring and coaching, as well as world-class training through HSBC University
You can work your way and will have a say in when, where and how you and your team flexibly work together
You’ll have opportunities to work internationally - this can be your place to start and branch out to anywhere we have offices
You’ll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common interests.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.

If you have a need that requires accommodations or changes during the recruitment process, please let us know.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

For further information on building your career at HSBC, please visit: www.hsbc.com/careers

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