Risk Manager

A universe of opportunities. Open to you.

Payoneer's mission is to empower anyone, anywhere to participate and succeed in the global economy. If our mission connects with your values, if you revel in solving complex challenges, and if you want to continuously advance your career, come realize your potential at Payoneer!

Life at Payoneer is a global community, where you'll work with colleagues all over the world, in a hybrid or remote work frame. As an equal opportunity employer, the only things that matter to us are your skills, your drive, and your desire to have a positive impact on others.

We are seeking an experienced Emerging Risk Manager within the Payments space to join our dynamic global team. The successful candidate will play a critical role in ensuring the integrity and security of our multiple payment products by managing risk associated with fraud. You will leverage your expertise to develop and execute risk management strategies, monitor trends, and implement proactive measures to mitigate potential risks. You will bring impressive industry expertise and "outside-the-box" thinking to implement change within the department and the way we look at risk throughout the company. This is a unique opportunity which comes with a senior leadership spotlight and a chance to have direct impact on Payoneer's business.

What You'll Do:

Lead the development and execution of comprehensive risk management strategies across various payment products, including wires, ACH, and credit cards
Monitor various fraud ratios, law enforcement inquiries, and manage and monitor monetary loss
Analyze and assess potential fraud risks, chargebacks, recalls, returns, and card scheme violations to identify trends and patterns
Utilize SQL and Google BigQuery to create custom queries to pull, analyze, and synthesize data into actionable plans
Visualize data with PowerBi tools for monitoring and reporting purposes
Collaborate closely with cross-functional teams, including operations, product, compliance, and technology, to ensure a cohesive approach to risk management
Implement and enhance fraud detection tools, systems, and processes to prevent and detect fraudulent activities in real-time
Monitor and evaluate the effectiveness of risk mitigation measures, making necessary adjustments based on changing threat landscapes
Develop and maintain strong relationships with internal stakeholders and external partners – such as payment networks and industry associations – to stay informed about emerging fraud trends and best practices
Collaborate with other portfolio risk managers, including a team of data risk analysts, providing guidance, training, and professional development opportunities
Prepare and present regular risk management reports to senior leadership, highlighting key findings, trends, and recommended actions
Stay up to date with industry regulations, compliance standards, and security protocols to ensure the company's risk management practices remain compliant and effective.

What We're Looking For:

Bachelor's degree in Business, Finance, Risk Management, or a related field
Minimum of 5 years of progressive experience in fraud risk management within the payments industry
Previous experience working at a high-growth startup preferred
Strong understanding of payment products, including wires, ACH, and credit card processing, and associated risks
Advanced SQL and Google Big Query skills.
Familiarity with MS PowerBi visualization tools.
Proven record of accomplishment in developing and executing successful risk management strategies and fraud prevention initiatives
Expertise in utilizing fraud detection tools, data analytics, and predictive modeling to identify and mitigate risks
Excellent leadership and team management skills, with a track record of mentoring and developing high-performing teams
Exceptional analytical, problem-solving, and decision-making abilities
Effective communication and presentation skills, with the ability to convey complex information to both technical and non-technical stakeholders
Demonstrated ability to work collaboratively in a fast-paced and dynamic environment
Relevant industry certifications (e.g., Certified Fraud Examiner, Certified Risk Professional) are a plus
Familiarity with fraud and risk management tools such as Sift, EverC, inRule.
Proficiency in risk management software and data analysis tools.

Who we are:

Payoneer (NASDAQ: PAYO) is the world's go-to partner for digital commerce, everywhere. From borderless payments to boundless growth, Payoneer promises any business, in any market, the technology, connections and confidence to participate and flourish in the new global economy. Powering growth for customers ranging from aspiring entrepreneurs in emerging markets to the world's leading brands, Payoneer offers a universe of opportunities, open to you.